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Why Is Long-Term Care Insurance Necessary?

Long Term Care Insurance - Question 5
The rising cost of long-term care, compared to the total premium costs, makes this type of insurance worthwhile. An out-of-pocket long-term care commitment can lead to quick financial depletion and eventual bankruptcy. Home health care and facility care are among the highest in the health care industry, especially if needed long-term. It is wise to purchase long-term care, especially for older individuals, as statistics show your odds of needing long-term care increase greatly as you age. It is important to remember the need for long-term care can happen to anyone, at any time.

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