Why Has The Life Insurance Company Returned Premiums Rather Than Payout?

Life Insurance - Question 6
You should not cash the cheque until you have had a lawyer review the reason that they have sent this to you. If they are alleging fraud, you should request their decision in writing as well as any documentation they are relying upon in support of that decision and you should have it reviewed by a lawyer with expertise in insurance before doing anything further. You should not delay in seeking legal advice as all claims have deadlines.

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