Military Disabilities affect those who have given a tremendous sacrifice for their country. While fighting for our freedom, they suffered injuries that can be costly and timely to treat. Whether you are still active in the military or are a retired veteran, your injuries, whether physical or mental health related (including PTSD) can make it difficult to adjust to normal routines, social interactions or responsibilities.
SISIP LTD is a group Long Term Disability Benefit plan for Canadian Armed Forces (CAF) personnel. Manulife Financial is the insurance company providing these benefits. It provides Long Term Disability benefits for CAF personnel, whether they are released for medical reasons or leave the service voluntarily.
Click here for a link to the government website that provides additional information regarding the program.
If your claim for SISIP LTD benefits has been denied, Share Lawyers has experience dealing with these claims and the unique provisions that apply specifically to claims involving members of the Canadian Armed Forces.
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Rules regarding eligibility depend on a number of factors, but primarily on the status of the particular CAF member. CAF members in the Regular Force, Reserve Force or Class C service and Primary Reserve Force or Class A and B Service are eligible for SISIP LTD coverage.
In general the benefit is 75% of salary, however calculation rules may differ depending on class of service, as some optional coverage is available for reserve members.
All LTD claims have deadlines and time-frames to make claims. It is best to make inquiries about the deadlines that apply to you as soon as possible so that you do not miss any potential time limits or deadlines that could result in you not being able to pursue your benefits.