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IN PERSON:

Tim Henry

A Chronic Pain

Diagnosis

Put Under

Surveillance

At 57-years-old, Tim Henry still enjoyed

his work immensely. After 27 years

driving a delivery van, he thought

he’d hate taking the same routes so

often, and seeing the same customers

everyday- but he didn’t. Tim liked his

routines, and took comfort knowing

what each day would bring. That is, until

an accident on his icy front walk-way left

Tim unable to work for many months.

FROM ACCIDENT TO CHRONIC

PAIN DIAGNOSIS

After the accident, Tim’s wife rushed

him to the Emergency Room, where

they quickly assessed the damage. Tim

had dislocated his right shoulder and

torn an important ligament. Extensive

physiotherapy would probably be

needed before Tim would be ready to

return to his job- but for now, Tim would

be stuck in a shoulder sling at home.

After several weeks, Tim seemed to be

recovering well. He was able to perform

small daily tasks, and he recovered a

small range of motion in his shoulder.

But Tim felt pain in other places now too

– in his neck, his lower back and even in

his arms.

Tim did not feel that he could keep his

arms up to steer the van or turn around

to check his blind spot. His doctor

supported this, giving him a diagnosis of

chronic pain, and suggested it was time

for him to apply for long- term disability

benefits.

INSURANCE COMPANY HIRES

PRIVATE INSTIGATOR

Tim began the process of filing his long-

term disability claim with his insurance

company. He thought that if he could

focus on a recovery where he could

increase his agility the right way rather

than rushing back to work and making

the pain worse, he could make a full

recovery. Tim even felt well enough to

accompany his wife to the grocery store

and other errands on many occasions.

Tim was shocked to learn that his insurance

company had put him under surveillance.

ISSUE 21, AUTUMN 2011 LAUGH! IN PERSON, Continued DID YOU KNOW Surveillance and the Law ASK A LAWYER Insurance Companies & Surveillance SUMMER FAVOURITES COMMUNITY DONATION PROGRAM The Chronic Pain Association YOU SAID IT!

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ISSUE 59, SEPTEMBER 2015

Call (416) 488-9000 for your free copy of Disability Benefits Denied: What To Do When The Insurance Company Denies Your Disability Claim. FRE DISABILITY BOOKLET SETTLEMENTS We have recently settled cases with: Great West Life Manulife Financial Unum Canada Chartis BMO Life, and many more