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LTD Denied for
Forty year old Jim Brooks was not a
stranger to hard work. A foreman at a
cement mill operation, he had been
working in construction since he was
eighteen. His wife was an elementary
school teacher, working during the
day while Jim worked afternoons and
evenings. It was sometimes difficult to
see each other, but they were working
towards Jim switching to the day shift to
make things easier at home as their two
children grew older.
Unfortunately, with such a busy
schedule, Jim often ate fast food or
ready-to-go meals while on shift, saving
dinner leftovers to eat during the day.
As the afternoon shift didn’t end until
11:00pm every day, Jim would come
home and go straight to bed, which
wouldn’t leave him much time during
the day to get much exercise outside of
work. Jim was also a chain smoker who
was trying to quit.
The long hours, less than optimal sleep,
and stress from work had taken its toll on
him. Jim had already had a heart attack,
and had gone through a battle with
cancer. At the advice of their doctors,
Jim and his wife started a joint diet to
help both of them make better choices
and support each other along the way.
However, Jim remained stressed the way.
However, Jim remained stressed
about providing for his family and
continued to push himself to work long
days and weekend overtime. Before Jim
knew it, he was in the hospital again. He
had had a second heart attack, which
had been stress-induced. He was off of
work for the foreseeable future, and the
doctor told him that he would have to
completely change his ways to make sure
his heart didn’t fail him again. Work, it
seemed, was out of the question.
Jim had benefits through his job, and so
he went on short-term disability benefits,
but found himself very weak and had
difficulty being active for more than a
few hours at a time.
Jim worried about his family when his long-
term disability benefits were denied.ISSUE 21, AUTUMN 2011 INSPIRATION HALLOWE’EN IN PERSON, Continued DID YOU KNOW Finding the Right Treatment ASK A LAWYER Treatment! Nothing Helps! FALL FAVOURITES From the Share Lawyers Team YOU SAID IT! Comments from Actual Clients
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ISSUE 61, NOVEMBER 2015Call (416) 488-9000 for your free copy of Disability Benefits Denied: What To Do When The Insurance Company Denies Your Disability Claim. FRE DISABILITY BOOKLET SETTLEMENTS We have recently settled cases with: • Allstate • BMO Life • ACE Group • Canada Life • State Farm, and many more