Share Perspectives : Issue 49, November 2014 - page 1

continued on page 2
IN PERSON:
Gianna Colombo
Insurance Company Denies
Disability Benefits Involving
Fibromyalgia & Depression
38 year-old Gianna Colombo lived in
her cozy home town of Lindsay, Ontario.
After college, Gianna was hired as an
Administrative Assistant for the local
high school, and was seen as a well-
respected member of her community.
Gianna’s family and friends all lived close
by. Life was great, that is, until her father
suddenly passed away followed by her
mother six months later. Her life was
turned upside-down.
SYMPTOMS OF DEPRESSION
CAUSE CONCERN AMONG
FRIENDS
Reeling from the death of her parents,
work became increasingly difficult and
Gianna often felt hopeless and confused.
Gianna’s friends were very concerned
and they convinced her to make an
appointment with her family physician.
EPISODES OF DEBILITATING
CHRONIC PAIN AFFECT WORK
A few weeks later, Gianna began to
suffer from episodes of severe pain. The
attacks would target the muscles in her
neck, arms and lower back causing them
to knot and cramp. To make matters
worse, Gianna was having difficulty
sleeping and her constant state of
fatigue was beginning to affect her
performance at work. Gianna’s doctor
referred her to a rheumatologist who
diagnosed Gianna with Fibromyalgia, a
disorder characterized by widespread
musculoskeletal pain accompanied by
fatigue, sleep, memory and mood issues.
INSURANCE COMPANY STALLS,
LOCAL LAWYER SUGGESTS A
NEW APPROACH
With her chronic pain and anxiety
mounting, Gianna took a leave of
absence from work and applied for
disability through her insurance
company. Soon after applying, Gianna
was told that the insurance company
needed more information and medical
evidence to support her claim.
Exhausted, Gianna turned to an old
family friend who was a lawyer in town.
Gianna felt hopeless when her claim was
denied multiple times.
ISSUE 21, AUTUMN 2011
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ISSUE 49, NOVEMBER 2014
Call (416) 488-9000 for your
free copy of Disability Benefits
Denied: What To Do When The
Insurance Company Denies
Your Disability Claim.
FREE DISABILITY
BOOKLET
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