Share Perspectives : Issue 46, August 2014 - page 2

While Jey did disclose the fact that he suffered from
ulcerative colitis, he did not disclose that he sometimes
had a loss of feeling or tingling in his limbs or face. Jey
didn’t specifically disclose this information because he
believed that the insurance company would be aware
that people with ulcerative colitis sometimes experience
these symptoms. They refused to pay the $250,000 lump
sum benefit based on this alleged misrepresentation.
Jey and his wife immediately consulted with Share
Lawyers upon receiving this upsetting news from their
insurer. Knowing that Share Lawyers would not receive
any fees unless they won his case reassured Jey and his
wife that the firm would make their best efforts to fight
on their behalf.
Although Jey’s policy clearly stated that it would cover
the insured upon “major organ failure on waiting list for
a transplant”, the insurance company had decided to
take the route of challenging Jey’s integrity by asserting
that he failed to disclose information in an effort to hide
relevant details from the insurance company.
Shortly after Share Lawyers filed Jey’s Statement of
Claim, the insurance company’s counsel contacted them
to discuss the possibility of reaching an early settlement
of the claim. A settlement meeting was arranged and
within several months, a favourable settlement had
been reached.
Jey did undergo a liver transplant in 2013 and is doing
very well today. The settlement of his critical illness
claim helped his family to stay afloat financially while he
recovered from his transplant surgery until he was able
to return to work.
Jey Rupasinghe
(continued from page 1)
Sherlock Holmes and Dr. Watson went camping.
They pitched their tent under the stars and went to sleep.
Sometime in the middle of the night Holmes woke Watson up and
said: “Watson, look up at the stars, and tell me what you see.”
Watson replied: “I see millions and millions of stars.”
Holmes said: “And what do you deduce from that?”
Watson replied: “Well, if there are millions of stars, and if even a few of
those have planets, it’s quite likely there are some planets like Earth out there. And if there are a few planets
like Earth out there, there might also be life.”
And Holmes said: “Watson, you idiot, it means that somebody stole our tent.”
Some days there won’t be a song in your heart.
Sing anyway.
-Emory Austin
[Names and identifying details have been changed to
protect the confidentiality of all involved.]
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