Long term disability (LTD) insurance replaces a portion of income for those unable to work for a prolonged period due to illness or injury, with benefits typically starting after a 90–180 day waiting period and continuing until recovery, the insurance company stops paying, or retirement age.
4.9/5 | Your Life, RebuiltDisability & Employment Lawyers in CanadaDisability & Employment Lawyers in Canada
Canada's Disability Lawyers for Over 35 Years
We are long term disability lawyers specializing in fighting denied disability claims & helping you rebuild your life. We've helped over 9,000 people win their LTD benefits & we can help you. Whatever stage you're at, Share is There.




Top-rated long term disability lawyer in Toronto Ontario
Based in Toronto and proudly serving all of Canada, we’re excited to bring our decades of experience to you. No matter where you are, you don’t have to face this journey alone. Let Share Lawyers stand by your side and fight for the benefits you deserve!
Looking for a disability lawyer? Share Lawyers' experienced LTD lawyers work with you to lift the burden and secure the benefits you're counting on.
LTD lawyers serving Canada
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Your Long Term Disability Lawyers Offer No Fees Until You Win
We understand your situation, that paying for a disability lawyer feels out of reach. We are here to help you no matter where you are in the disability process. That is why we offer a free consultation, why there are no upfront costs to you, and why there are no fees unless you win your case. You’re not alone. We believe in your disability case, which is why we only get paid when you do.
Learn more about our fees →
What You Can Expect From Our Disability Law Firm
The impact of a denied disability claim can be devastating, but you don't have to go through this journey alone. The sooner you reach out to our team of disability claims lawyers, the sooner you can secure your benefits. We've helped thousands across Canada, and we're here to help you win.
1. Book a Free Consultation to Evaluate Your Case
If your disability claim was denied or terminated, contact our team of LTD lawyers for a free case evaluation. Our team will assess your claim to determine next steps. All of this is done from the comfort of your home.
2. Get a Clear Path Forward
Based on your unique situation, our experienced long term disability insurance lawyers will develop a legal strategy with your best interests in mind. Share Lawyers is here to support you every step of the way. You don't have to do this alone. Don't forget, there are no upfront costs and no fees unless you win.
3. Focus on Your Health
Dealing with your insurance company is stressful. While we take legal action to recover your LTD benefits, you won't need to speak to your case manager further. We will provide an environment where your health is your focus.
No other Canadian law firm has worked exclusively in disability law for as long as we have. We get results.
Unmatched Knowledge And Decades Of Experience
Unmatched KnowledgeAnd Decades OfExperience
Our Success Stories
Hear directly from our clients, who were wrongfully denied, how our legal team helped them overcome challenges and get the long term disability benefits they rightfully deserve
Faith's battle with Chronic Fatigue Syndrome shows how Share Lawyers fought back after her long term disability claim was unfairly denied—and won.
Everyone feels tired sometimes. With busy work and life schedules, it can be easy to overwork. But for those with Chronic Fatigue Syndrome (CFS), this feeling of being fatigued and tired doesn’t go away with a good night’s sleep. This condition is also known as systemic exertion intolerance disease (SEID) or myalgic encephalomyelitis (ME). Sometimes it’s…
Share Lawyers secured a long-awaited disability settlement for Diana Sutter after multiple denials for migraines, depression, and fibromyalgia.
Diana was a hard-working woman from Orillia, who loved her job. Having worked in the Mental Health field for over twelve years, Diana had dealt with many different people and situations. Not much could upset her anymore. She loved her co-workers and enjoyed going to work every day. Unfortunately, Diana suffered from severe chronic migraines and had been…
Share Lawyers secured long term disability benefits for nurse Jade Gonzales after her insurer initially denied her claim.
41-year-old Jade was a nurse in the emergency department of a major hospital in North Bay. Things at work were stressful - the hours were irregular and she was constantly on her feet. Jade lived alone and was often too exhausted to cook for herself when she was done a shift at the hospital. She relied on take-out and frozen dinners for most meals. Jade h…
We specialize in disability law
Disability claims: Employee benefits
Many full-time employees pay into long term disability benefits through a group benefits package. However, insurance companies often make these benefits difficult to understand or access in order to save money. Group disability cases are usually focused on securing medical evidence to prove the disability to the insurance companies and they contain important time limits that are not always clear. Our lawyers have the experience to assist you at various stages of the disability claim process.
Disability claims: Privately purchased
Many professionals, business owners, freelancers, and consultants pay into private disability benefits. Disability claims made under these policies tend to be highly scrutinized by the insurance company and benefit from early support and legal representation. Our lawyers have the experience to assist you at various stages of the LTD claim process.
We also help with
Employment claims
We represent individuals who have been wrongfully dismissed, fired, terminated, or severed from their job and who have been unfairly compensated in accordance with employment legislation and case law, and who have been denied their employment rights. Our lawyers have the experience in employment law to assist you at various stages of the employment claim process.
Insurance claims
We represent individuals who have been denied insurance benefits such as: life insurance policies, accidental death and dismemberment, out-of-country medical insurance, critical illness insurance, and disability mortgage insurance. Our lawyers have the experience to assist you at various stages of the insurance claim process.
Our lawyers have been acknowledged by prestigious organizations for their success in securing disability benefits for clients.
We are proud members of the Law Society of Ontario, the Advocates' Society, the Ontario Trial Lawyers Association, the American Association of Justice, and the British Columbia Trial Lawyers Association. These recognitions reflect our dedication to fighting for the rights of people facing denied disability claims.
We’re here to support you during
this difficult time

Frequently Asked
Questions
Eligibility requires an active LTD policy and medical documentation confirming you cannot perform your own job because of severe and disabling symptoms.
If your claim is denied, immediately contact a disability lawyer for a free consultation. Insurers often deny valid claims for technical reasons, and legal representation greatly improves the chances of a successful settlement.
A typical claim involves applying after disability begins, waiting for the insurer's decision, complying with requests for information, and—ideally—receiving payments until you recover, reach retirement age, or the insurer stops paying.
After the Change of Definition (often at 24 months), benefits continue only if you cannot do any job suited to your skills, education, or experience. Insurers frequently challenge claims at this stage, but we are highly successful in fighting these disputes.
While appealing without a lawyer is possible, appeals are often denied without the addition of more medical documentation. Hiring an experienced disability law firm significantly improves your chance of overturning a denial.
Share Lawyers provides a free consultation and works on a contingency fee basis, meaning there are no upfront costs and you pay only if your case is successful.
Share Lawyers handles claims for long term disability (employer-based and privately purchased), short term disability, critical illness, life insurance, accidental death and dismemberment, travel medical insurance, and more.
Share Lawyers has successfully resolved denied disability claims against Sun Life, Manulife, RBC Insurance, Canada Life, BMO, Blue Cross, Beneva, OTIP, Desjardins Insurance, Equitable, Co-operators, Industrial Alliance, SSQ, Chubb, Foresters, Empire, Fenchurch, Ivari, Humania, PEBA, and many more.
Share Lawyers supports clients during the claims process by gathering medical evidence, managing insurer negotiations, guiding legal strategy, and providing emotional and practical resources—including the Life reBUILDER™ program—all with no fees unless we win.
Share Lawyers brings over 35 years of nationwide disability law expertise, more than 9,000 successful outcomes, a no-win/no-fee policy, a free consultation, and exceptional client support throughout the entire claims process.
Frequently Asked Questions
Long term disability (LTD) insurance replaces a portion of income for those unable to work for a prolonged period due to illness or injury, with benefits typically starting after a 90–180 day waiting period and continuing until recovery, the insurance company stops paying, or retirement age.
Eligibility requires an active LTD policy and medical documentation confirming you cannot perform your own job because of severe and disabling symptoms.
If your claim is denied, immediately contact a disability lawyer for a free consultation. Insurers often deny valid claims for technical reasons, and legal representation greatly improves the chances of a successful settlement.
A typical claim involves applying after disability begins, waiting for the insurer’s decision, complying with requests for information, and—ideally—receiving payments until you recover, reach retirement age, or the insurer stops paying.
After the Change of Definition (often at 24 months), benefits continue only if you cannot do any job suited to your skills, education, or experience. Insurers frequently challenge claims at this stage, but we are highly successful in fighting these disputes.
While appealing without a lawyer is possible, appeals are often denied without the addition of more medical documentation. Hiring an experienced disability law firm significantly improves your chance of overturning a denial.
Share Lawyers provides a free consultation and works on a contingency fee basis, meaning there are no upfront costs and you pay only if your case is successful.
Share Lawyers handles claims for long term disability (employer-based and privately purchased), short term disability, critical illness, life insurance, accidental death and dismemberment, travel medical insurance, and more.
Share Lawyers has successfully resolved denied disability claims against Sun Life, Manulife, RBC Insurance, Canada Life, BMO, Blue Cross, Beneva, OTIP, Desjardins Insurance, Equitable, Co-operators, Industrial Alliance, SSQ, Chubb, Foresters, Empire, Fenchurch, Ivari, Humania, PEBA, and many more.
Share Lawyers supports clients during the claims process by gathering medical evidence, managing insurer negotiations, guiding legal strategy, and providing emotional and practical resources—including the Life reBUILDER™ program—all with no fees unless we win.
Share Lawyers brings over 35 years of nationwide disability law expertise, more than 9,000 successful outcomes, a no-win/no-fee policy, a free consultation, and exceptional client support throughout the entire claims process.





















