4.9/5 | Your Life, RebuiltDisability & Employment Lawyers in Canada
Disability & Employment Lawyers in Canada
Denied Disability Benefits? We Can Help
Don’t give up if your disability claim was denied
Things haven’t been easy for you. Your health has been suffering, you cannot work, and your insurance company—who was supposed to pay out disability benefits in your time of need has denied your claim. These benefits are supposed to provide you with financial support so you can focus on regaining your health and rebuilding your life.
Many claims for long term disability benefits are denied outright. Don’t accept your insurance company’s decision just yet. Share Lawyers is here to help. Our experienced disability lawyers have helped thousands of Canadians obtain the benefits they’re entitled to, and we're committed to doing the same for you.
If you were denied long term disability benefits, our experienced disability lawyers can be your lifeline. We offer free consultations and there are no fees until we win.
Turn to us when you’ve had your long term disability claim denied
It’s free to talk to us
We specialize in disability claims and can go through your options
Make arrangements for a free consultation with one of our disability lawyers to see how we can help you get your disability benefits
Be there to answer all of your questions and make the insurance company listen
We’re In Your Corner: What a Disability Lawyer Wants You to Know
Share Lawyers has been in business for over 35 years and has settled over 9,000 cases for clients who have been denied their long term disability benefits. We don’t just dabble - we specialize in disability law and are one of the first law firms in Canada to focus specifically on disability law. By getting us involved, you are getting a team of experienced disability lawyers that will not only deal with your insurance company and fight for your benefits, but also provide you with the environment you need to focus on your health.
When your insurance company has wrongfully denied your claim, working together, we can reach a fair settlement.
Why You Should Fight Your Denial
After receiving a denial, you may feel like giving up—like your only option is to go back to work. The fact is, you paid into benefits with every paycheque so that if you became sick you would be protected. If you give up now, you are giving up money you are entitled to and that can help you during this time. Your insurance provider wants you to give up— they are not looking out for your well-being. Don’t let them win. With Share Lawyers in your corner, you can get your disability benefits without having to deal with your insurance company further.
Returning to Work When You’re Not Ready
You are being put in a tough position where you are unable to work but your claim’s denial means that you don’t have money coming in to support you and your family. Your insurance company is pushing you to go back to work, but you know that if you return it will be a band-aid solution and not the right decision long term because you’re pretty sure you can’t sustain working. Disability benefits exist to let you focus on your health so when you are able to return to work, you can do so without the concern of having to go off again. If you go back to work and you are not performing, or if you take on a new job and are not meeting their expectations, you run the risk of being fired or terminated from your job. This could leave you without a job and without disability benefits. If you’re feeling the pressure to return to work, think about what will be best for you in the long term. Don’t take one step forward and two steps back.
Denied at Change of Definition
You’ve been receiving your long term disability benefits, but at around the two year mark, your insurance company is telling you that you are capable of doing another type of job. They are using the Change of Definition as their reason to cut off your disability benefits. Can they do this? They can, but you don’t have to accept the decision. Your case manager may be simplifying the new definition of what it means to be disabled and if you are unable to work, your insurance company should continue to support your long term disability claim. We have many clients that are denied at the change of definition and we are very successful in fighting this unjust denial.
Denied disability benefits? Here’s what not to do
When you’re denied disability benefits, what do you do next? Most Canadians are not well-versed in disability law or the complexities of the denial process. While there are many actions that you should take after your claim is denied, here are some things that you should not do.
What Not to Do When You’re Denied Disability Benefits | |
1. Ignore the Denial | Ignoring your denial won’t make it go away, and it certainly won’t make your benefits appear out of thin air. It’s crucial to address your denial immediately so that you can see what your options are. |
2. Assume the Decision is Final | Just because your claim was denied doesn’t mean it’s the end of the road. Insurance companies routinely deny valid claims that are later approved upon further review |
3. Give Up | Having the insights of a qualified professional can make a real difference in your outlook on the case. Share Lawyers can guide you through the process |
4. Assume You Can’t Get Help | You have resources and professionals like Share Lawyers to help you navigate the disability insurance denial process. Our assistance can significantly improve your odds of securing your benefits. |
Appealing denied disability benefits
If your disability claim is denied, the insurance company may offer you up to three chances to appeal. While this may seem like a fair option, it's often just part of their process—and not always in your best interest. Appeals are rarely successful because the same people who denied your claim usually review it again, and their mindset often hasn’t changed.
To have a real chance at approval, you’ll need to submit new and significantly different medical evidence. If the information is too similar to what was already provided, the appeal will likely be denied again. Appeals can also take 30 to 90 days, and choosing this route might waste valuable time you could use to pursue other options. If you’re unsure whether to appeal, it’s wise to speak with a long-term disability lawyer first.
Can I appeal on my own?
While challenging denials independently here is an option, seeking guidance from a disability lawyer is strongly advised. Disability law and insurance policies are intricate and have unique nuances. Insurance companies want you to avoid getting professional help because they know they’ll likely have to pay out.
Share Lawyers is here to help when you’re denied disability benefits
If you’ve been denied long term disability help, it’s not the end of the road. You just need someone in your corner dedicated to securing the benefits you deserve.
For over 35 years, Share Lawyers has dedicated itself to helping clients denied long term disability assistance. We're not just practitioners; disability law is our expertise, making us one of Canada's pioneering law firms in this field.
When you choose us, you're not just hiring legal representation; you're gaining a compassionate team of experienced disability lawyers. We'll handle negotiations with your insurance company and fight for your benefits while creating a supportive environment for you to prioritize your health. It all starts with a completely free consultation and you won’t owe us anything until your benefits are in your hands.
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