Do I Have Recourse If Denied Accidental Death & Dismemberment Benefit?
In order for an incident to be considered an accident, for the purposes of AD & D coverage, it would not generally matter whether the slip and fall occurred as a result of the injured person’s own negligence, subject to the specific exclusions contained in the policy. If a claim for AD&D is denied on these grounds you should have the policy and denial letter reviewed by a lawyer with experience in such claims to determine whether you can successfully challenge such a denial.
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