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Long Term Disability Benefits

Share Lawyers focuses on claims against insurance companies for long term disability benefits, and other insurance claims based on illness and injury.

Finding the right lawyer for your disability insurance case is critical to your success. Whether you're suffering from long-term disability or partial disability, Share Lawyers can represent you fairly and help you get the insurance money you need for your family.

Share Lawyers helps individuals who have been unfairly denied disability benefits from a variety of policies including short term and long term disability insurance, life insurance, business overhead insurance, mortgage insurance, long term care insurance, critical care insurance, as well as claims resulting from accidental death and dismemberment, wrongful dismissal due to illness, and out of country medical claims.

Employers often offer Group Benefit Plans that include long term disability benefits and provide some guidance to employees on how to submit a claim.

For professionals who own their own policies, maneuvering through the red tape to file a disability claim, and prove to the insurance company that it is valid, can be comparatively more difficult. Private disability plans in Canada pay benefits after the expiration of a waiting period of usually between 30 - 90 days or longer depending on the particular policy. Many private policies provide for long term benefits, in the event that the policy holder is totally disabled from their own occupation.

For younger policy holders, it can be even more difficult to get insurance companies to agree to long term disability benefits, as the length of time they are paying out benefits will be longer.

Many cases are resolved by negotiating a lump-sum settlement as both the policy holder and the insurance company prefer to end their ongoing relationship in exchange for a mutually agreeable compromise.

Hiring Share Lawyers to help you secure all the long term benefits you deserve can make all the difference. Our skilled lawyers can successfully maneuver through the red tape to simplify your policy and interpret it to your advantage. For peace of mind, and maximum long term disability benefits when you need them, turn to Share Lawyers based in Toronto and throughout Ontario.

There are time limits to all long-term disability claims and any delay in proceeding may be subject to a deadline. You should not delay in proceeding with your disability claim or obtaining legal advice to clarify these deadlines.

Long Term Disability FAQs