Will my insurer review my prior medical records?
You must ensure that you have done your best to provide full disclosure on your prior medical to reduce the possibility of your policy being voided or rescinded later for either a negligent misrepresentation or a fraudulent misrepresentation. In short, in the event of a future claim, the insurer will likely review extensively, whether there is any possibility of avoiding payment on the claim by searching for a misrepresentation on the application.
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