Why should I have my agent or broker walk me through applying for a Private or Individual Disability Policy?
Applying for a Private/Individual Disability Policy is more onerous than signing up for Group Benefits at work (in most cases). Your agent/broker will usually walk you through this. It is important that you feel comfortable with your agent and that they are being as thorough as possible in going through this process with you.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.