Why is the insurance company refusing to pay my long-term disability claim when I am clearly disabled and unable to perform my job duties?
The insurance company representatives may attempt to deny your claim by suggesting that you have not provided proper evidence of medical disability. The insurer may also claim that your specific ailment is not quantifiable (such as depression or psychiatric disorders) and therefore not subject to benefits. Your disability lawyer can combat this by getting thorough documentation from your physician and clearly showing that you are disabled under the language of your policy.
Was your question answered? Yes
Other Similar Questions
What is the employer’s duty to help an employee find work after a disability?
I was fired from work because I have frozen shoulder and could not type for extended periods of time. My employer did not try to accommodate me at all. Now my long-term insurance company says that I am ineligible for benefits because I am no longer an employee. What are my options?
How bad does my depression have to be to qualify for disability benefits?
Ask Share Lawyers
This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.