Why is my insurance company telling me to apply for CPP benefits?
You may be obligated to apply as part of your policy requirements. You should check the wording of your policy just to be sure. Keep in mind that the outcome of your application to CPP Disability should not effect your LTD claim. If you are denied CPP (Canada Pension Plan) disability benefits, your insurer must continue to pay your benefits. If you are approved for CPP disability benefits, the monthly benefit amount will offset your monthly LTD benefit amount. This means that the amount of money you receive each month will not change; you will simply be getting the funds from two sources.
Was your question answered? Yes
Other Similar Questions
How can I determine when my limitation period ends?
Can I apply for disability insurance if I'm under 50 years old?
After using sick time and vacation time does a person have to go on EI or can they go straight to long term disability?
Ask Share Lawyers
This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.