Why do long-term care insurance disputes frequently arise?
These types of contracts can be very convoluted and contain numerous hidden loopholes. Policyholders depend on the security of a long-term care contract, but are left facing a mountain of long-term care bills when a claim is denied. Because long-term claims usually mean substantial and ongoing benefit payouts, insurance companies may try every angle to deny benefits. Unfortunately, many times the policyholder is not adequately informed of the provisions of his or her policy upon purchase. Getting a lawyer to stand up for your rights, and expose the inconsistencies in the contract, may help you get the benefits you need.
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