Which is better: a group long-term disability policy or a private policy?
Group coverage is generally provided through an employer and makes it easier to get coverage if you have any prior medical problems. Private disability insurance usually provides better coverage if you are unable to work at your specific occupation. Such coverage usually applies throughout the disabling condition.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
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