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What If Life Insurance Company Is Denied Based On A Nonsmoker Smoking?

What if the life insurance company denies our claim based on a nonsmoker celebrating a birth or wedding by smoking a cigar?
Life Insurance - Question 15
Denial of a claim based on the insured smoking a cigar at a celebration should be reviewed by a lawyer with expertise in life insurance. The cliché, “Where there is smoke, there is fire” seems appropriate in these circumstances, as the insurance company might not be disclosing the whole reason for denying the claim. Even so, if that is the only basis for denying the claim, then it would seem spurious and should be challenged.
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DISABILITY SECRETS: Learn What Your Insurance Company Is Hiding From You!


This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.