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What If My Critical Illness Is Not Covered By My Policy?

What if my critical illness is not on the list of illnesses covered by my policy?
Critical Illness - Question 12
If your particular critical illness is not on the list, nor contained within the specifically defined medical conditions noted in your policy, then it is probably not covered for a lump-sum payment under the policy. If you are unsure, you should read the policy carefully or have it reviewed by your doctor or a lawyer to be sure. The wording in critical illness policies is often confusing  – not as simple as sales agents make it sound when the policies are sold.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.