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What If My Insurer Determines A False Claim In The Contestability Period?

What happens if my insurer determines a false claim in the contestability period?
Disability Insurance - Question 1
After 2 years, they must allege a fraudulent misrepresentation, which is a higher test that in general can be described as a reckless misrepresentation or omission of facts that the applicant knew or ought to have known at the time of the application.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.