What factors do the insurance companies use to determine if I am eligible to receive critical illness benefits?
Under most policies, a critical illness is one that results in the loss of independence. Cancer, stroke, heart attack, heart surgery, kidney failure, organ transplantation, brain tumour, paralysis, coma, permanent disability, Alzheimer's, Parkinson's diseases, and multiple sclerosis may qualify you. Check with your critical illness insurance lawyer to help identify the specific provisions of your contract.
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How are critical illness insurance benefits paid out?
My husband, who has been diagnosed with multiple sclerosis, made a claim to his critical illness insurance and they denied it. The insurance policy does cover MS but they say that because he is over 60, he is no longer eligible. What gives?
Do you handle children's critical illness insurance denials and if so, are the limitation deadlines the same as for adults?
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