Free Disability Claim Booklet
Receive Our Newsletter
Click Here
416.488.9000
Free Online Consultation
No Fees Unless We Win
Click Here
1.888.777.1109

What Does "Regular And Continuous Care Of A Physician Mean?

What does "regular and continuous care of a physician" mean?
Disability Benefits - Question 134
Most disability policies contain a provision requiring claimants to be under the continuous care of a physician and also require the claimant to be participating in reasonable treatment. We see many cases where benefits are terminated due to an alleged failure of the claimant to be under the regular care of a physician and thus a failure to obtain appropriate treatment for their disabling medical condition. In order to avoid being faced with this problem, all efforts should be made to ensure that you are receiving and following the treatment plan that is being prescribed for you. If access to medical care prevents you from complying with this requirement, all efforts to obtain appropriate medical treatment and the reasons it cannot be obtained should be documented if at all possible, as it will be much more difficult for an insurer to rely on this type of defence to a valid disability claim.
Was your question answered? Yes or No
 

Other Similar Questions

Why is long-term care insurance necessary?

How does my insurance policy recognize "long-term care?"

DISABILITY SECRETS: Learn What Your Insurance Company Is Hiding From You!

 

This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.