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What Do I Do If I Have A Lapsed Insurance Policy?

What do I do if I have a lapsed insurance policy?
Life Insurance - Question 14
Ontario law has grace periods with respect to non payment of premiums for life insurance policies. The policy may provide for a longer grace period. There is no mandatory grace period for a disability policy but non payment could trigger termination of a policy. There are strict requirements for termination that the insurer must comply with. 
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DISABILITY SECRETS: Learn What Your Insurance Company Is Hiding From You!


This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.