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What do I do if I have a lapsed insurance policy?

What do I do if I have a lapsed insurance policy?
Life Insurance - Question 14
Ontario law has grace periods with respect to non payment of premiums for life insurance policies. The policy may provide for a longer grace period. There is no mandatory grace period for a disability policy but non payment could trigger termination of a policy. There are strict requirements for termination that the insurer must comply with. 
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.