The insurance company has cited “insufficient medical evidence” as the reason for denying my LTD claim. I have post-traumatic stress disorder but they seem to think that I have been misdiagnosed. My psychologist refuses to write anymore reports. I’m at a loss - is it time to hire a lawyer?
When an insurance company says that there is “insufficient medical evidence”, you have the option to appeal by providing more medical evidence, or consulting a lawyer to discuss your rights and possible remedies. If your doctors have provided all the medical information that is available, then appealing will not achieve anything except cause delays. You should contact an experienced disability lawyer to help you fight for the benefits your are entitled to receive.
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DISABILITY SECRETS: Learn What Your Insurance Company Is Hiding From You!
This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.