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Is It Legal To Cut Off My Disability Benefits Because Of My MRI Results?

Standard Life cut off my disability benefits because my MRI does not show a progression in disc degeneration, yet I am still experiencing the same symptoms—pain and numbness—that prevented me from working. Is this decision fair, or better yet, legal?
Disability Benefits - Question 7
The decision may not be fair as only relying upon what an MRI states does not provide the full picture. It is not illegal for an insurance company, such as Standard Life to deny or terminate your claim based on their interpretation of the medical evidence that has been provided, but you can challenge this decision by having your case reviewed by a disability lawyer who can assess your chances of success in not accepting this decision.

One other point is that if the Car Accident case is still open, you should discuss whether you may be able to claim for loss of income as a result of this termination of employment, even though it occurred many years after the accident in question.  If your car accident case has already been settled, it would be too late to raise the issue.   Consult with a lawyer experienced in motor vehicle accidents to discuss this specific point.
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DISABILITY SECRETS: Learn What Your Insurance Company Is Hiding From You!


This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.