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What Do I Do If Life Insurance Benefits Denied Because Of Cosmetic Surgery?

My mother passed away due to complications from liposuction surgery. I am her life insurance beneficiary, but I have been denied the benefit monies because the insurance company says it does not cover death caused by cosmetic treatment or surgery. Is there anything I can do?
Life Insurance - Question 10
Ensure that you have a copy of the actual policy and review the clause that they are relying upon.  Often the clauses are open to interpretation and you should have the policy wording reviewed by a lawyer experienced in dealing with life insurance claims.
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Other Similar Questions

I am the beneficiary of my mother’s life insurance policy. When she passed away at the age of 69, the insurance company denied me the $200,000 benefit amount, accusing my mother of giving fraudulent answers when she had first purchased the policy over 15 years ago. They have mailed me a cheque in the sum of $30,000, the total premiums she had paid over the years. What should I do?

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DISABILITY SECRETS: Learn What Your Insurance Company Is Hiding From You!


This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.