My insurance company has dismissed my claim for long-term disability benefits because they believe that my arthritis is manageable. How can I prove to them that the symptoms prevent me from doing my job?
Many of the disputed disability claims involve “invisible” disabilities. Insurance companies have great difficulty accepting claims where there is no “proof” i.e., MRI, X-rays or other medical testing to substantiate the illness or medical condition. Unfortunately, these are cases that most often require legal action where strong advocacy and strong medical evidence can be provided to persuade the insurance company that they should either approve benefits or agree to a settlement.
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I was diagnosed with arthritis in my early 20s. I am now 38. I started a new job ten months ago. Recently my arthritis pain became so severe that I could not work, so I applied for disability insurance through my new group plan. They denied my claim because my arthritis is a pre-existing condition. Can they do this?
DISABILITY SECRETS: Learn What Your Insurance Company Is Hiding From You!
This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.