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Can an insurance company deny your life insurance claim if your spouse dies by suicide?

My spouse committed suicide and the insurance company refused to pay because of how she died. We had the insurance for five years. Can they do this?
Life Insurance - Question 11
Check the wording of the policy carefully. Most life insurance policies exclude payment if the death was as a result of suicide but only for a limited period of time. In the case of a policy that was in place for five years, suicide would not usually be a valid ground for denying the claim.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.