Last year, I was under so much stress at work that I had a complete breakdown. My psychiatrist said it is anxiety and depression. Manulife denied my claim for disability benefits because they say this is a work-related issue. I am still unwell. What should I do?
We see many claims that are denied on the basis of the problem being work-related. What they are really saying is that disability insurance is not designed to provide benefits for a pure workplace dispute or conflict, however, if the workplace situation has resulted in a medically diagnosed mental health condition, coverage should be provided under the terms of most group disability plans. We have been very successful in fighting and winning benefits for people in these circumstances.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.