Last year, I was under so much stress at work that I had a complete breakdown. My psychiatrist said it is anxiety and depression. Manulife denied my claim for disability benefits because they say this is a work-related issue. I am still unwell. What should I do?
We see many claims that are denied on the basis of the problem being work-related. What they are really saying is that disability insurance is not designed to provide benefits for a pure workplace dispute or conflict, however, if the workplace situation has resulted in a medically diagnosed mental health condition, coverage should be provided under the terms of most group disability plans. We have been very successful in fighting and winning benefits for people in these circumstances.
Was your question answered? Yes
Other Similar Questions
When does job-related stress count as a disability to qualify for insurance benefits?
Can a naturopath complete my short-term or long-term disability claim forms?
I’ve been managing with Crohn’s disease for years. I’ve also had acute stress for some time. The combination feels like it’s putting me over the edge of my ability to cope. Would a claim for disability benefits include Crohn’s because it complicates my stress?
DISABILITY SECRETS: Learn What Your Insurance Company Is Hiding From You!
This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.