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Is It Hard To Get Approved For Disability Insurance?

I have long term disability insurance from work and I contemplating whether to make a claim.  Is it hard to get approved for benefits?
Disability Benefits - Question 91
LTD claims are scrutinized very closely by insurance companies. Even when your own doctor supports your disability claims are often denied. As such, generally being approved for disability benefits, or maintaining those benefits once approved, can be a difficult and frustrating endeavor. If your claim is denied or terminated we recommend you have that denial reviewed by one of our lawyers as soon as possible.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.