After a very bad car accident in 2009, I developed an addiction to a prescription painkiller. I am currently seeking medical help. Unfortunately, my addiction affected my performance at work and I was terminated by my employer. I never got the chance to file for disability benefits and I currently have no source of income. What are my options?
Industrial Alliance provides group benefits at my job. When I was in rehab and couldn’t work, I applied for long-term disability but they argued that I am not really disabled, even though my addiction affected by ability to function day-to-day. Is there any way to fight this?
This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.