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Are Insurance Investigators Allowed To Follow Me To Disprove My Claim?

I've noticed that somebody is definitely following me – probably some sort of investigator for the insurance company. Are they allowed to do that?
Surveillance - Question 3
Surveillance requested by an insurance company and carried out by a licensed private investigator is permitted. However, there are certain ethical rules that they must follow. If you feel that you are being followed in a threatening manner, then you can report it to the police who may confront the investigator and advise them to move on.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.