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Should I Wait For A Diagnosis Before I Apply For LTD Benefits?

I suffer from chronic pain that stops me from working. My specialist suspects Lyme disease, but we don’t have a firm diagnosis yet. Should I wait for my diagnosis before I apply for long-term disability benefits?

Disability Benefits - Question 97
If you have symptoms that prevent you from working, and you have doctors that support your disability, you should not wait for a diagnosis. Submit your claim as soon as possible.

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Other Similar Questions

What Medical Conditions Qualify for Long-Term Disability?

My friends and family have told me that insurance companies do not pay long-term disability claims to people suffering from fibromyalgia. I recently applied and haven’t heard anything yet. What can I expect?

After taking six weeks off work due to chronic pain caused by rheumatoid arthritis, I was informed that my employer has terminated my position. I did not have a chance to apply for my long-term disability through my group insurance benefits. Is there anything I can do at this point?

Ask Share Lawyers

This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.