How does my insurance policy recognize "long-term care?"
Although each individual policy may define the parameters of "long-term care" differently, it is generally recognized as a condition in which the policyholder is unable to perform activities of daily living without assistance. Serious physical limitations and severe cognitive impairment are grounds for receiving long-term care, either in an accredited facility, or at home with licensed medical visitation.
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DISABILITY SECRETS: Learn What Your Insurance Company Is Hiding From You!
This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.