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How Does My Insurance Policy Recognize Long Term Care?

How does my insurance policy recognize "long-term care?"
Long Term Care Insurance - Question 1
Although each individual policy may define the parameters of "long-term care" differently, it is generally recognized as a condition in which the policyholder is unable to perform activities of daily living without assistance. Serious physical limitations and severe cognitive impairment are grounds for receiving long-term care, either in an accredited facility, or at home with licensed medical visitation.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.