How do I apply for partial disability?
If you have a medical condition that requires you to work less than your normal hours and you want to find out if you have any coverage for “partial disability”, you must check the specific terms of your policy, as some policies do not provide coverage for partial disability unless it follows a period of total disability, and in some cases there is no coverage for partial disability at all. In other cases, the policy may contain a provision that specifically addresses entitlement based on the extent of the disability. If you are unsure you should check with an experienced disability lawyer who can review your policy and advise you accordingly.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
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