How long will it take for my long-term disability claim to be approved?
Unfortunately there is not one-size-fits-all answer to this question. Your claim may take anywhere from a few weeks to an entire year to be processed. Numerous factors can affect how quickly your insurance company processes your claim. Providing complete and accurate application forms, detailed medical reports from your doctors, and following up diligently with the insurance company can help speed up the claims process. Keep in mind that insurance companies are known to delay processing in order to avoid paying out on claims. If they finally respond with a denial, contact our office to determine what your options are. Remember, just because your claim has been denied does not mean your claim is invalid.
This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.