Does my long-term disability insurance company have to pay for me to be re-trained?
The responsibility of the insurer depends on the provisions of the actual policy. In group long-term disability insurance policies, there is usually no provision requiring the insurer to pay for retraining. In some cases, at the discretion of the insurer, they may pay for retraining or assistance in seeking retraining, since the insurer might believe it could result in the claimant returning to gainful employment. Even so, most policies do not include a benefit specifically entitling the claimant to coverage for the cost of re-training.
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