Does my employer have any say in whether I am eligible to receive long-term disability benefits?
Generally speaking, your employer does not have a say regarding the decision to approve or deny entitlement to long-term disability benefits. In most cases, the decision is made by an insurance company. Even where disability benefits are self-insured by an employer, they usually contract out the decision making process to an administrator (often also an insurance company). In some cases, employers probably have some influence regarding the decision that is made, but they would usually try to conceal any such influence.
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.