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Can I Request A Lump-Sum Payout From The Insurance Company?

Can I request a lump-sum payout from the insurance company if I am receiving monthly benefits?
Long Term Disability - Question 15
It is possible to request a lump sum payout, however, many long term disability insurers will not be prepared to consider this option, and if they are, they may not be prepared to pay an amount that would be acceptable to many claimants. Insurers are often very suspicious regarding the motivation for such a request when monthly benefits are being paid, and will usually only consider paying out the claim for a significantly discounted amount.

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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.