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What is insurance fraud?

Legal Definitions - Question 30
Insurance fraud can involve individuals filing a bogus claim, giving false information to the insurance company, exaggerating damages, and falsifying evidence. As you would expect, insurance fraud jeopardizes the profitability of an insurance company and could make it difficult for an insurance company to sustain its risks, which is why insurance companies look at everything as potential fraud.

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I am the beneficiary of my mother’s life insurance policy. When she passed away at the age of 69, the insurance company denied me the $200,000 benefit amount, accusing my mother of giving fraudulent answers when she had first purchased the policy over 15 years ago. They have mailed me a cheque in the sum of $30,000, the total premiums she had paid over the years. What should I do?

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My disability claim has been denied. Does that mean I am not eligible for benefits?

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