The insurance company says that I am not seeking treatment, so they do not have to pay me. My doctor told me he has done all he can. Where does this leave me?
If conventional medicine suggests that
no further active treatment
will help you to overcome your disability, then you do not have
to do more than what your own physicians can offer you in that
regard. If your doctors feel that
there is some medication that
you ought to take, and you do not take it, then that
could be construed as failure to be in active treatment
. Legally, if the only treatment
your health-care providers suggest is taking medication, and you are doing so, that
should be enough to establish compliance with conventional medical treatment
. If you cannot follow the recommendations of your doctors because, for instance, the drugs make you feel worse, then you must explore this
with them so that they
support your decision not to take the customary medications. In those circumstances, you should explore alternative therapies so that
no insurer can say that
you are doing nothing to overcome your disability.
Was your question answered? Yes
Other Similar Questions
After my accident, my family doctor referred me to a rehabilitation clinic that offers a variety of treatments such as massage, physiotherapy, acupuncture, and chiropractic. Who is going to pay for all of this?
Can I apply for long term disability if I’m on maternity leave?
Will I still be covered for dental, medical and life
insurance if I am on long term disability?
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