I’m a welder. Lately I have been experiencing debilitating pain in my right shoulder, which I had injured at work 15 years ago, and I can no longer perform the duties of my job. My doctor diagnosed me with osteoarthritis in my shoulder and said the injury may have contributed to its development. Should I make a claim to WSIB at this point, or to my long-term disability insurance?
If you have been able to work
for many years after a work
, it may be very difficult to make
so far after the fact. If you had a prior WSIB claim
related to this condition, you should
consult with a WSIB
expert to determine whether there is any possibility of re-opening your WSIB claim
. With respect to claiming LTD, you should
definitely pursue both STD and LTD if they are available to you as generally, the insurance
company would not be able to deny your claim
solely on the basis that it may have been caused by an injury
in the workplace from
many years ago. Most disability
policies don’t allow the claim
to be denied based on the “cause” of the disability
Was your question answered? Yes
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