On what basis can an insurance company deny benefits on a private “own occupation” disability claim?
could be denied in a number of ways. They could deny
because they are not satisfied that your illness or injuries are disabling. They could also deny
based on an interpretation of the policy regarding your pre-disability
income. They could even deny
alleging misrepresentation at the time you applied for the coverage. A thorough understanding of the policy wording is crucial.
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Other Similar Questions
I have a private disability policy and my insurance company insists that I can work. I just can’t work at “my own” occupation. What if I can work at something else?
Which is better: a group long-term disability policy or a private policy?
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.
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