My doctor has suggested that I take a holiday out of the country. Do I have to tell the insurance company and how will this affect my LTD claim?
Generally speaking, you are required to tell
your insurance company that
you are leaving the country
. If your doctor
you are well enough to travel then the insurance company
should not have
a problem with it. We do not suggest that
you withhold this
information from them. It is wise to get your doctor
’s written approval prior to leaving the country
. Keep in mind that
by taking a vacation you may be putting your claim
at risk. Insurance
companies often take
the position that
if you are well enough to travel, you must be well enough work. If you encounter difficulties in dealing with your disability insurance company
because they have
a problem with you travelling and further have
cut off your benefits, you should not hesitate to contact us to discuss your options more fully.
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