My disability claim has been denied. Does that mean I am not eligible for benefits?
If you have filed a disability claim
and it has been denied
, you are probably unsure of what to do next. Keep in mind that
simply because your claim
has been denied
, this does
it is invalid. In fact, denying a disability claim
is a commonly used tactic. While private insurance companies are tight-lipped about their claim
-denial rates, government data offers an insight into the prevalence of the phenomenon. For example, most initial applications to the Canada Pension Plan (Disabilities Section) are not accepted. In fact, in a single year, 57% were rejected. Anecdotal evidence from many disability
insurance claimants suggests a similar pattern in private insurance companies. Denial of your disability claim
should not be seen as the end of the road for you or your claim
. You may feel disheartened, but you should by no means abandon your claim
. It’s encouraging to know that
workers with every conceivable injury or illness, from all walks of life, have had disability
. These include physicians, dentists, engineers, lawyers, and even insurance professionals. These individuals were unable to do their jobs and forced to use their disability
insurance, only to find their claim
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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut
off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.
Here are some commonly asked questions to get you started: