In what situations can people make Accidental Death & Dismemberment claims?
arise out of injuries sustained in an accident. Many group benefit plans through work include coverage for Accidental Death
. Some private life and disability insurance policies also include AD&D coverage, or you might have AD&D insurance through a credit card you carry. The policy usually specifies a lump-sum payment. Payments are made for death
and a list of other losses, the most obvious being loss of a limb, blindness, or other forms of dismemberment
. Many claims
hinge on whether “total loss of use” has occurred, as defined in the policy. When a claim has been denied, then Share Lawyers might be able to pursue the claim on your behalf. A copy of the policy is always required, along with applicable medical documentation, to establish whether the accidental
injury is serious enough to support a successful claim.
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