I was involved in an accident that left me with injuries. The other party was at-fault. What should I do now?
You (the plaintiff) must notify your own insurer of the accident
and apply for accident
benefits within 30 days of the accident
. If you do not have your own insurance you may be entitled to claim benefits from one of the insurance companies that
insured vehicles involved
in the accident
. You must also notify the person being sued (the defendant) and their insurance company within 120 days of the accident that
you intend to commence a lawsuit against the defendant. A letter stating the date, time and place of the accident
and a brief description of your injuries
is required. You should
also state that
you would like to reserve the right to pursue a claim at some time in the future. The defendant's insurance company has the right to information about your insurer and claim for accident
benefits, and your medical treatment as a result of the accident
. You may also be required to undergo an examination by the defendant's health professional. A failure to comply with
these procedural and disclosure steps may result in a cost penalty against you.
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