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I have a private disability policy and my insurance company insists that I can work. I just can’t work at “my own” occupation. What if I can work at something else?

Disability Benefits - Question 87
The policy wording is crucial. Many private policies are sold as paying out benefits if you cannot work in your chosen profession. Yet, amendments to these policies over time have dramatically affected how they apply in practice. In short, if you are able to work at a different occupation, you might still be entitled to disability benefits. Even so, the policy must be carefully reviewed.

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Other Similar Questions

Which is better: a group long-term disability policy or a private policy?

I have a private disability policy and my insurance company insists that I do not qualify for full benefits because my income has not been the amount I stated when I applied for the policy. What can I do?

Simply enter a question or keyword (minimum 4 characters) in the “Ask a Question” box and a list of answers will be provided or you may view a list of popular disability claim law questions and answers.

 

Ask Share Lawyers

This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.

Here are some commonly asked questions to get you started:
My disability claim has been denied. Does that mean I am not eligible for benefits?




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